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Starting a business but banks want two years of financials you don't have? The BMO CashBack Business Mastercard leads with no annual fee and no revenue requirements – just 10% cashback your first three months on expenses every startup has like internet and phone bills. While Amex Business Gold costs $199 annually, it signals you're serious and often approves pre-revenue startups based on cash flow patterns, plus that 100,000-point welcome bonus equals $1,000 in statement credits. From RBC's surprisingly flexible Avion Business cards to secured options nobody talks about, we break down which business credit cards actually approve startups versus which ones just collect rejection letters – because building business credit shouldn't require already having an established business.
