Marriott Bonvoy Business Card

American Express

Marriott Bonvoy Business Card

The Marriott Bonvoy Business American Express Card targets Canadian businesses with regular hotel stays, offering a strong welcome bonus of up to 130,000 Marriott Bonvoy points through achievable spending requirements ($6,000 in three months, $30,000 in the first year). The card provides excellent earning rates with 5 points per dollar at Marriott properties, 3 points per dollar on gas, dining, and travel, and 2 points per dollar on all other purchases, making it competitive for businesses with diverse travel-related expenses beyond just hotel stays.

The card's real value lies in its elite status pathway, automatically providing 15 Elite Night Credits annually and Gold Elite status when spending $30,000 per year, plus an annual free night certificate worth up to 35,000 points. With a $150 annual fee and comprehensive business features including up to 99 supplementary cards at $50 each, this card works best for businesses that can direct hotel spending to Marriott properties and benefit from elite perks like room upgrades and late checkout. However, companies seeking maximum flexibility or those with minimal hotel needs will find better value with general business travel cards that don't require commitment to a single hotel chain.

Welcome Offer:

130,000 points

Rewards:

Up to 5 points per $1 spent

Annual Fee:

$150

Purchase Interest Rate:

21.99%

Cash Advance Rate:

21.99%

Our Verdict

The Marriott Bonvoy Business American Express Card delivers solid value for businesses committed to the Marriott ecosystem, offering strong category earning rates and achievable elite status benefits that can easily justify the $150 annual fee. The generous 130,000-point welcome bonus with realistic spending requirements, combined with 3x earning on gas, dining, and travel, makes this card competitive beyond just hotel loyalty. The automatic 15 Elite Night Credits and pathway to Gold Elite status provide genuine travel benefits that enhance the business travel experience. However, the card loses points for requiring commitment to Marriott properties over potentially cheaper alternatives and American Express acceptance limitations. It succeeds well as a hotel loyalty business card but won't appeal to companies prioritizing maximum flexibility or those with minimal hotel travel needs.

Our Score

7.4 / 10

Pros
  • Earn a welcome bonus up to 130,000 points
  • Earn up to 5 points per $1 spent
  • Business solutions
Cons
  • Annual fee of $150
  • High penalties for missed payments

Requirements

Be a Canadian resident. Have a Canadian credit file. Be the age of majority in the province or territory where you live.

Additional Details

  • Balance Transfer APR: 21.99%
  • Currency Conversion Fee: 2.5%
  • Minimum Credit Score: 700+
  • Minimum Deposit to Open: N/A

Categories: Business, Lost Luggage

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