Avion Visa Infinite

RBC

Avion Visa Infinite

The RBC Avion Visa Infinite delivers unmatched flexibility in travel rewards, allowing cardholders to book any airline, any flight, anytime without blackout dates or carrier restrictions, while earning up to 1.25 Avion points per dollar spent on travel purchases. With a substantial welcome bonus of 35,000 points worth up to $750 in travel value and a reasonable $120 annual fee, this card provides exceptional freedom for travelers who refuse to be locked into specific airline loyalty programs or limited by availability constraints.

What sets the RBC Avion Visa Infinite apart in Canada's competitive travel card market is its revolutionary approach to flight redemptions, using a distance-based chart that often provides better value than revenue-based programs, especially for expensive last-minute bookings or peak season travel. Combined with comprehensive travel insurance, the ability to transfer points to airline partners including British Airways and American Airlines, and the option to use points for hotels, car rentals, and merchandise, this card offers versatility that appeals to both casual vacationers and frequent business travelers seeking maximum booking flexibility.

Welcome Offer:

35,000 points

Rewards:

Up to 1.25 points per $1 spent

Annual Fee:

$120

Purchase Interest Rate:

20.99%

Cash Advance Rate:

22.99% (21.99% for Quebec residents)

Our Verdict

The RBC Avion Visa Infinite earns high marks for delivering true flexibility in travel rewards, with its ability to book any airline without restrictions addressing a major pain point for Canadian travelers frustrated by limited award availability on specific carriers. The welcome bonus of 35,000 points provides immediate value exceeding $750 when redeemed strategically, while the distance-based redemption chart often delivers exceptional value on short-haul flights within North America where 15,000 points can cover flights worth $500 or more. The comprehensive travel insurance package and reasonable $120 annual fee create a compelling value proposition for regular travelers. Where the card loses points is its modest earning rate of just 1 point per dollar on general purchases and 1.25 points on travel, falling behind competitors offering 2x or higher rates on various categories. The $60,000 income requirement excludes many potential users, while the inability to earn bonus points on everyday categories like groceries and gas limits accumulation potential. Additionally, while the flexibility is exceptional, Avion points generally offer lower cent-per-point value compared to programs like Aeroplan when transferred to partners. Despite these limitations, for travelers prioritizing booking flexibility over maximum point value, the RBC Avion Visa Infinite provides unparalleled freedom that justifies its position as one of Canada's most popular travel rewards cards.

Our Score

8.0 / 10

Pros
  • Get 35,000 Welcome Points upon approval. That's a travel value of up to $750.
  • Earn 1 rewards point for every $1 you spend
  • Limited restrictions when booking travel and using points
  • Travel insurance coverage
Cons
  • You'll need to earn $60,000 a year to be eligible for the card
  • You'll pay an annual fee of $120

Requirements

Be a Canadian citizen or permanent resident Be the age of majority in your province/territory of residence Have an annual income of $60,000 as an individual or $100,000 as a household

Additional Details

  • Balance Transfer APR: 22.99% (21.99% for Quebec residents)
  • Currency Conversion Fee: 2.5%
  • Minimum Credit Score: 650+
  • Minimum Deposit to Open: $0

Categories: Avion, Lost Luggage, RBC, Visa

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