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Payday products are available in Yukon, unlike in the other two territories, and they are regulated territorially.
Whitehorse concentrates most of the population and most of the financial infrastructure, so the borrowing environment is closer to a small provincial city than to Nunavut or the Northwest Territories.
Worth checking before borrowing. Each costs less than any loan.
No separate territorial licensing band applies; payday lending is regulated territorially. The regulator is Yukon Consumer Services.
35% APR under the federal criminal rate, fees included. Yukon has no territorial licensing band on top, so the federal cap is the single rule governing every instalment loan and credit line in the territory.
The lenders on this page, all online: there is no branch lending network in the territory, so e-Transfer funding is the standard, typically same day. Fewer lenders serve the territories than any province, which makes comparing the ones that do more valuable, not less.
