CLE Capital logo CLE Capital Review 2026

★★★★★ 5.0 · 2 borrower reviews
CLE finances equipment across virtually every industry, from construction to healthcare, with decisions in 24 to 48 hours. Startups qualify with a solid business plan where operating history falls short, pre-owned machines are financed as readily as new ones, and vehicle fleets are included. Lease and loan structures both exist, with end-of-term buyouts, renewals or returns, across all of Canada.

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In business
Since 1979
Customers served
500+
Branches
Physical locations in Quebec and Ontario
Provinces
13 of 13

Our verdict

Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan

Best for

Equipment buyers in any industry, including startups with a solid business plan

Not for

Working capital needs, since the financing attaches to equipment

What we like

  • Startups considered on the strength of the plan
  • New and pre-owned machines both financed
  • Decisions in 24 to 48 hours

Where it could improve

  • No published amounts or rates, pricing follows the asset
  • End-of-term choices depend on the structure chosen

Products offered

Each product is priced separately. Compare them below.

Equipment Financing
Secured on the asset · All of Canada
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Rate
Rate unavailable
Min revenue
$10,000/mo

See if you qualify

Three questions checked against CLE Capital's published criteria, per product. No application started.

Answer the questions to check CLE Capital's published criteria
Educational check against published criteria. Not an approval or offer.

Eligibility and documents

CLE finances equipment across virtually every industry, takes startups with a plan, and leases used machines as readily as new ones.

Who qualifies

Business stage
Established, or a startup with a solid business plan
Assets
New and pre-owned equipment, including vehicle fleets
Decision time
24 to 48 hours for most requests
Where it lends
All provinces and territories

What CLE will consider

Startups are not screened out

CLE works with startups that demonstrate strong potential and a solid business plan, alongside established operators. The plan carries the file where the operating history cannot.

Used equipment qualifies

Pre-owned machines can be financed as well as new ones, with the decision resting on the asset's age and condition rather than a new-only rule.

Contact CLE Capital

Get in touch

  • Phone1-866-241-9021
  • Head office2200, de la Sidbec Sud Street Trois-Rivières QC G8Z 4H1

Support and hours

  • Call center hours not provided
  • ChannelsHelp Center/Blog, Email Support

Borrower reviews

2 reviews from borrowers who used CLE Capital. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.

★★★★★

Helpful & Friendly

Needed to get some information about some machinery that I wanted to lease for my warehouse. These guys did a great job of walking me through the process and ensuring I had all the right paperwork to get approved for a loan. Would recommend.

Stephan D
★★★★★

Owner of Ancaster Laser Medispa

I can't thank enough your wonderful employee ALONA KORNUKH! She was very helpful and very understanding about unfortunate situation we as small business owner are now in due to COVID-19. I wish the were more customer representatives and companies like that.

Vilia Nekrasas
CLE Capital Apply Now