Coast Capital Savings Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Four questions checked against Coast Capital Savings's published criteria, per product. No application started.
Coast Capital names its refusals in plain terms: no students, no thin credit files, and the budget must clear a $300 monthly payment.
The published criteria refuse students outright, and applicants with limited or no credit history sit in the same sentence. The refusal is written as a category rather than a threshold.
Whatever the vehicle, the applicant must be able to service a minimum payment of $300 a month. The budget gets tested before the car is chosen, not after.
1 review from borrowers who used Coast Capital Savings. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.
I've been with Coast Capital for many years now and I have been happy with the service I've received.
Coast Capital Savings is one of Canada's largest credit unions by membership. They help empower you to achieve what's important in your life.
Coast Capital offers banking and investment services digitally and through its 52 branches in the Metro Vancouver, Fraser Valley, Okanagan, and Vancouver Island regions of British Columbia.
Coast Capital Savings is one of Canada’s largest credit unions by membership and B.C.’s first credit union to become a federal credit union. The credit union has been recognized as one of Canada's Most Admired Corporate Cultures™ and holds a Best Managed Companies Platinum Club designation.
Coast Capital invests 10 percent of its bottom line in youth-focused community organizations, programs, partnerships, and events.
Coast Capital has a history of introducing innovative products to help their members achieve financial wellbeing including Canada’s first free chequing account from a full-service financial institution and Help Extras®, enabling members to invest in their future.
You can become a member of Coast Capital Savings by calling them at 1-888-517-7000. Other options are to visit one of the 50+ branches in British Columbia or apply online. To be eligible for membership, you must be over the age of 19, a resident of B.S., and purchase $5 in membership equity shares.
Coast Capital Savings has an app for digital banking that you can download for iOS and Android.
Yes. You can refinance your existing car to put money back in your pocket with a more affordable loan or lease agreement from Coast Capital Savings. Bring your existing auto loan to them and they'll rewrite it at a lower interest rate, or with a longer-term, to help you lower your monthly payment obligations.
Approval is as easy as three simple steps. Apply online. It takes as little as 10 minutes and Coast Capital will get back to you the same business day. Step 2 involves a discussion of your application and required documents, rates, and terms. Lastly, if approved, Coast Capital will finalize your loan and you can pride yourself on getting a great deal.
