EdenPark logo EdenPark Review 2026

★★★★★ 5.0 · 8 borrower reviews
EdenPark writes auto loans from $7,000 upward at rates from 10.9% over terms up to 84 months, everywhere except Quebec and the territories. The age line is 19, current employment with income of $2,000 a month qualifies, and the loan is written at the dealership, with the bill of sale, registration and insurance sitting in the file next to your licence and pay stubs.

Apply Now Check if I Qualify ↓

In business
Since 2008
Customers served
25,000+
Total funded
600M+
Branches
None
Provinces
9 of 13

Our verdict

Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov

Best for

Dealership car buyers 19 and older with $2,000 a month in employment income

Not for

Private sales, since the dealer bill of sale anchors the file

What we like

  • Rates from 10.9% over terms to 84 months
  • Online income verification can replace pay stubs
  • Wide coverage outside Quebec and the territories

Where it could improve

  • The loan writes at the dealership, not directly
  • 19 is the age line, above most provinces' majority

Products offered

Each product is priced separately. Compare them below.

Auto Loan
Secured on the vehicle · AB, BC, MB + 6 more
Apply Now
Rate
From 10.9% APR
Min income
$1,500/mo

See if you qualify

Four questions checked against EdenPark's published criteria, per product. No application started.

Answer the questions to check EdenPark's published criteria
Educational check against published criteria. Not an approval or offer.

Eligibility and documents

EdenPark's age line is 19, and the loan is written at the dealership: the bill of sale is part of the file.

Who qualifies

Age
19 or older
Employment
Currently employed
Income
$2,000 a month minimum
Licence
A valid driver's licence
Where it lends
All provinces except Quebec, territories not served

What you need to apply

  • A valid driver's licence
  • Pay stubs, or online income verification
  • The dealer bill of sale
  • Registration and insurance

Contact EdenPark

Get in touch

Support and hours

  • No call center hours provided
  • ChannelsCall Center, E-mail, Social Media

Borrower reviews

8 reviews from borrowers who used EdenPark. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.

★★★★★

Lightning Fast

Two rings is all it takes to get to the team at EdenPark. When they say "service-obsessed" they mean it!

Anonymous
★★★★★

Vehicle loan

I have been a customer of edenpark for about a year now and I have to say they have great customer service and when I traded in my car for another vehicle, there was a problem with my new banking info. Instead of leaving it up to me to fix, they have helped me out in finding the problem and was fixed that day. I was extremely grateful and they way they handled it was very professional. I like eden park because there are no surprises or anything they don't disclose with you. Thanks again for supporting me in building my credit and future

Steve Aldred
★★★★★

prompt and smooth

Very good customer service. True to their words.

Marco
★★★★★

prompt and smooth

Very good customer service. True to their words.

Marco
★★★★★

GREATEST AUTO FINANCER

I have been financed with Eden park just over a month and in that short time they have shown they are the #1 Auto financer. Speaking directly with their manager Latifah insured me this company goes above and beyond to make sure they are keeping their customers more than satisfied. I will never finance through another company and suggest everyone makes the switch. Eden park is great!

Karl
★★★★★

Car loan

Omg this is the best loan company it was painless it was quick and the most friendly people ever. I had my car within 2 days . Small payments low interest and so fair. They answer all your question. Thank you Eden Park keeping in my prays

Susanne Elliott
★★★★★

Owner

Great service, stress free 100% customer service at EdenPark

Darryl
★★★★★

The best loan assistance ever!

I have had a loan with Eden Park for a little over 2 years. It was uneventful until I suddenly lost my employment. As a result I became 2 payments behind. Eden Park has worked with me (like no other company I have ever encountered) to help me resolve my situation. I have nothing but praise for Eden Park and their staff. Superior customer service and a sensitivity when dealing with this challenge. Thank you Eden Park!

Garnet Morse

Common questions about EdenPark

What is EdenPark?

EdenPark is a boutique auto financing provider in Canada, servicing dealers and their customers since 2008. Their team is composed of professionals with decades of financial industry experience. They work with auto dealers to get the deal done.

Is EdenPark Safe?

EdenPark has been in business since 2008, has over 25,000 customers and has funded over 600 million dollars in loans and financing. EdenPark can help you get car financing online through Rides, which allows Canadians to get pre-approved for a car loan online, in a matter of minutes. EdenPark is partnered with 1800 dealers, serves 7 provinces, has been in business for over 11 years and has provided 15,000 loans nationwide.

What Products and Services Does EdenPark Offer?

EdenPark offers auto financing via Rides.

How Much Can I Borrow from EdenPark?

You can borrow $7,000 and up from EdenPark.

What Is the Interest Rate on a EdenPark Loan

EdenPark loans start at 10.9%.

What Is the Term Length for a EdenPark Loan?

Terms on an EdenPark loan go up to 84 months long.

How to Qualify for a EdenPark Loan?

Those eligible for an EdenPark loan include those that are currently employed, make a minimum income of $2,000 monthly, are 19+ years old and have a driver's license. Additionally, you'll need to provide pay stubs or online income verification, dealer bill of sale, registration and insurance.

Can I Apply Online for a EdenPark Loan?

Yes, you can apply online anytime using their online application.

How Fast Can I Get a Loan from EdenPark?

If approved, you can get a loan deposited into your bank account within 24 hours.

How Will EdenPark Send Me the Loan?

The loan proceeds are usually deposited directly to the vehicle provider.

How Does Loan Repayment Work at EdenPark?

EdenPark loans are repaid through pre-authorized payments from your bank account.

Which Provinces Is EdenPark Available in?

EdenPark operates and is available in all of Canada except Quebec, Northwest Territories, Yukon and Nunavut.

What Kind of Customer Support Does EdenPark Offer?

You can contact EdenPark customer service by email, phone, social media or you can fill out an inquiry form on their website contact page and an EdenPark representative will get back to you

What are EdenPark Working Hours?

You can view EdenPark's call centre hours by looking up each location closest to you. EdenPark's Etobicoke location in Ontario operates weekdays, 9AM to 9PM EST, and on Saturday from 9AM - 6PM EST.

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