GoDay Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan
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Four questions checked against GoDay's published criteria, per product. No application started.
GoDay asks for no documents at all: application, verification and funding all run online.
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16 reviews from borrowers who used GoDay. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.
Very helpful, clear instructions and no pain on submitting documents.
GoDay is by far the best online payday lender! It's an easy and fast application process and funds arrived right away. If you find yourself a little short of cash or need a loan, trust GoDay to help get you through until your next pay. Awesome service!
I love GoDay!! 5-star service that's fast and friendly!
A hassle-free place to get a quick online loan. Great customer service and always fast to respond to my messages.
Great service, fast and friendly! Reliant is fast and simple.
I had an emergency happen and had absolutely nothing left.i applied for a loan and funds went into my bank by the end of the day! They saved me when I needed it the most! I will use them in the future if I need to again.
GoDay helped me in a pinch. I needed emergency cash and they delivered the same day.
The process was fast and painless. I’ll definitely use GoDay again.
Easy application and clear repayment terms. No surprises.
I got approved even with less-than-perfect credit. GoDay really helped me out.
Showing 10 of 16 reviews.
GoDay (or Go Day) issues fast online payday loans that give Canadians quick access to the cash they need. Their process is 100% online, with no paperwork or faxing. Simply complete an online application, receive an instant decision, and sign your contract online. No hidden fees. Perfect credit not required. Funds delivered by same day deposit or Interac email money transfer. GoDay is a loan provider that offers short-term solutions to cash flow shortages.
Yes. GoDay loans partners with multiple reputable financial institutions and uses very fast tools in the industry to ensure you get the speedy service. At GodDay, they're compliant with provincial regulations, and licensed to offer cash loans in the provinces that they operate. GoDay has over 900 reviews online with a 4.5 out of 5 star rating.
Yes, here at Smarter Loans we only work with legitimate and regulated companies - our whole service exists to keep Canadians safe from online scams and we only recommend legit companies.
GoDay offers short-term payday loans and installment loans - also referred to as a GoDay Payday Loan or GoDay Installment loans
You can borrow anywhere from $100 - $1,500 from GoDay.
GoDay loans interest rate range varies by province.
The longest term on a GoDay loan is 2 months max.
You need to be 18+ years old, have an open bank account with a Canadian bank or credit union, have your own, valid email account and earn $1,000+ monthly. You can find out if you qualify for a GoDay loan in 5 minutes online.
Yes, you can apply with GoDay online in less than 5 minutes.
Within seconds of submitting your application, GoDay will let you know if you have been pre-approved. Payday loan and installment loan applications are accepted and processed instantly by their automated system 24/7, but on average funding happens within the same day.
GoDay will deposit your money straight into your account or transfer it to you via Interac Email Money Transfer.
On the agreed repayment date, GoDay will collect funds owing directly from your bank account.
GoDay operates in Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, Prince Edward Island, and Saskatchewan.
You can contact Go Day via web chat, help centre/blog, email support and by phone.
You can apply for a GoDay loan anytime online, 24/7. However their call centre hours are from Monday to Friday between 8:30AM to 7:30PM EST and weekends, Saturday and Sunday from 9AM to 5PM EST.
Yes, at the time of writing we have had six Smarter Loans users that have left a review of GoDay Loans with a current rating of 4.9/5.
Our users have mostly had a positive experience with this company - their lowest review being 4.5 stars.
