Homewise Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Four questions checked against Homewise's published criteria, per product. No application started.
Homewise publishes the shortest mortgage checklist in this vertical: Canadian resident, 18 or older, and the documents to prove the property.
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9 reviews from borrowers who used Homewise. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.
I loved how Homewise was fast and automated, but still provided me with great personal support and answered all my questions. Well done!
I was referred to Homewise by my financial advisor and had an awesome experience. I applied while sitting on my couch and was on the phone with Vince by lunchtime.
They helped me with the purchase of my first home and I couldn't be happier. Since I can't see anybody in person (during COVID), I thought I would have trouble with finding someone to help with my mortgage, but the Homewise team was great & didn't skip a beat. Very fast & professional.
I worked with my bank in the past for a mortgage and it was a really bad experience. I felt that they hid things from me. I then contacted a mortgage broker and they really didn't help me, it was just as bad. Homewise was the opposite. The online process was so fast and I was set up with an Advisor in minutes who took me each step of the way to getting a really great mortgage at a low rate. Actually providing advice I didn't know of. Overall, definitely recommending Homewise to my friends
Homewise made mortgage shopping easy. I found a great rate with no stress.
Solid digital experience. Loved the dashboard and real-time updates.
Very smooth process. I got matched with a great lender through Homewise.
Okay experience overall. A bit slow in responses at times.
The interface was user-friendly and the staff were helpful and knowledgeable.
Homewise is a full-service digital mortgage service that searches the market of 30+ banks and lenders to find clients the best mortgage. Homewise acts as a broker in the process, advising clients at each step.
Yes, Homewise is a Canadian licensed brokerage, whose team has over 75 years of combined experience. They have their FSCO/FSRA license to work across Canada (except Quebec). Tens of thousands of Canadians have used Homewise.
Homewise offers mortgage loans, including Pre-approvals, purchase approval, refinance, switch and HELOC's. Focused on the A. B and private space.
Based on qualification, Homewise's lenders allow for a minimum of $50,000 loan and upwards of millions.
Homewise scans the market to find clients the best interest rate at all times. Searching through Big Banks, Credit Unions and Monoline lenders.
Homewise provides all of the standard loan terms for its mortgages. You can choose the one that works best for you. Homewise offers 1-5 year terms, as well as 7 and 10. Further, Homewise offers Fixed and Variable rate mortgages.
To qualify for a Homewise mortgage, you'll have to be over 18 years of age, and apply on their website, meeting lender qualifications.
Homewise applications are taken online! Which means you can apply online on their site in 5 minutes.
Homewise will work to find the best options for your unique profile. Whether it's weekly or bi-weekly, as well as which prepayment options are preferred to repay you remortgage more quickly.
Homewise offers its services across Canada, except Quebec.
All Homewise clients are set up with a personal Homewise Advisor.
Homewise is available online 24/7 and offers support services around the clock where necessary. Initial calls are generally Monday-Friday between 8:30AM - 6:00PM EST.
