iCash Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
Each product is priced separately. Compare them below.
Four questions checked against iCash's published criteria, per product. No application started.
iCash approves on three months of income history, and no document ever changes hands.
Identity is checked against your mobile number. VoIP numbers are not accepted, full stop, and the rest of the verification runs through your online bank account, which stands in for every document a traditional application would have collected.
The income test looks backwards rather than forwards. The same source has to appear in your account in each of the past three months, which means a job started a few weeks ago will not clear the test yet no matter how solid the pay is.
Issued by our editorial team from platform data and verified reviews. Lenders cannot buy them.
Quality Lender
Vetted lenders that are listed on Smarter Loans
Established Lender
Listed on Smarter Loans for 3 or more years
Badges are issued by our editorial team from platform data and verified reviews. They are never sold, and featured placement has no bearing on them. Read the badge criteria ›
13 reviews from borrowers who used iCash. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.
I had taken out a loan with iCash and had family situations come up and I was not going to be able to make my loan repayment. I contacted them a few days before the payment was due and explained my situations to them. They rearranged my payment and were so friendly and helpful. It really helped take the stress off me. I would highly recommend using their service. It's not often you encounter businesses that are willing to work with you. Thank you iCash for your great service, compassion and understanding. CM Ontario
Super happy with the services these guys gave me! They really took the time to answer all my questions. I will definitely borrow from them again! Thanks a million.
ICASH is a good and fair lender. Super service customer and very good life saver.
Best service. Applied for a cash loan via the iCASH Mobile App and got instant approval. After signing my loan agreement, they e-transferred the funds to me in literally 2 minutes. Couldn't be happier. Thank you iCASH for making my helping me out. Love you guys.
iCASH saved me when I needed it most. The transfer was fast and stress-free.
The application was easy and the funds came quicker than expected.
Great customer service and the app is very intuitive.
Everything worked but the website was a little slow for me.
Helpful team and transparent with fees. Solid service.
iCASH delivered what they promised. Would recommend for small emergencies.
Showing 10 of 13 reviews.
iCash offers payday loans and e-Transfer loans. These loans are designed to provide short-term financial assistance quickly and conveniently.
iCash is a licensed Canadian lender that provides short-term, same-day loans to more than half a million customers across Canada. They operate in all provinces where they are fully licensed.
Yes, iCash loans are safe. iCash is a fully licensed lender in every province they operate in, ensuring regulatory compliance and security for borrowers.
Smarter Loans only lists and works with legitimate businesses and our sole purpose is to help keep Canadians safe from scams. We can vouch for the validity and legitimacy of iCash.
You can borrow between $100 and $1,500 from iCash. The exact amount you are eligible to borrow will depend on your individual financial situation and eligibility.
The interest rates on iCash loans vary by province. Typically the fee is $14 per $100 borrowed. It's important to check the specific rates for your province on their website.
With iCash, you can receive your funds almost instantly. Once your loan application is approved, the funds are sent to your bank account via e-Transfer within minutes. This process is available 24/7, ensuring you get the money you need quickly.
You can use your iCash loan for a variety of purposes, including covering unexpected expenses, paying bills, car repairs, medical expenses, or any other financial need that arises.
To apply for an iCash loan, simply visit their website or download the iCash mobile app. Fill out the online application form with your personal and income details. The application process is quick and straightforward, taking only a few minutes.
Yes, you can apply for an iCash loan even if you have bad credit. iCash does not solely rely on your credit score for approval. They consider your overall financial situation to determine your eligibility.
iCash provides quick and easy access to cash advance loans. Here’s how it works: 1. Apply Online: Complete a simple online application with your personal and financial details. This process takes about 10 minutes. 2. Get Instant Decision: Once submitted, the system reviews your application and provides an instant approval decision. 3. Receive Funds: After approval and electronic signature of the loan agreement, funds are sent via e-Transfer within minutes, 24/7.
