Merchant Growth Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan
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Merchant Growth's published bar is a single sales figure, and the file is three items long.
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10 reviews from borrowers who used Merchant Growth. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.
I got a quick approval for the amount that I asked. I was expecting crazy high interest but it was not bad considering I don't have the best credit now. I'll receive my loan in a day hopefully. Thanks Merchant Advance Capital!
Honestly the reason I want to give Merchant Advance Capital five stars is their great customer service.I got the funds, and while the application was similar to other loan providers, the customer service here was amazing.
I was looking to upgrade some machinery for my auto shop. Merchant Growth was able to give me a loan for $50,000. The entire process too just a few days.
Our business needed a quick cash injection and Merchant Advance delivered. Easy process and helpful team.
Good rates and transparent terms. They really understand small business needs. The setup took a few days but worth it.
Super professional. They worked with my restaurant’s cash flow to find the right financing option. Highly recommend!
Smooth experience from start to finish. The online application was quick and the funds were in our account in 48 hours.
Helpful team, but the repayment frequency felt a bit aggressive for our cash flow. Still, they came through when we needed it.
Merchant Advance Capital gave us the flexibility we needed to manage operations during a slow season.
Clear communication and reasonable rates. Not the fastest, but definitely trustworthy.
Merchant Growth is one of Canada’s fastest business lenders. Their latest technology helps provide fast accessible financing to small businesses in Canada.
Merchant Growth has been helping businesses grow since 2009. Merchant Growth is a part of the Canadian Lenders Association and has been seen on CTV, CBC News and was in Growth 500 as one of Canada’s Fastest Growing Companies. They have nearly 2,000 customers and have funded over 150 million dollars. They also have offices in Toronto and Vancouver.
Merchant Growth offers small business financing, and their products include business loans and a line of credit.
You can borrow $5000 - $500,000 from Merchant Growth.
Interest rates on Merchant Growth loans range between 7.99% and 39.99%.
Terms on a Merchant Growth's business loan are between 6 and 24 months.
To qualify for a Merchant Growth loan you need to make $5,000 minimum sales per month and fill out a signed application, provide government identification and bank statements.
Yes, complete Merchant Growth's online application and they'll contact you right away and present small business financing options tailored to your business needs, based on the information you provide.
Merchant Growth can provide funding for your business in as little as 1 business day upon receiving your completed application forms and documents.
The loan proceeds are usually sent by electronic funds transfer where your funds will be directly deposited into your bank without any paper money changing hands.
Merchant Growth loans are repaid through pre-authorized payments from your bank account.
Merchant Growth is available in all of Canada.
You can contact Merchant Growth via phone, email or their help centre online.
You can apply for a Merchant Growth loan online or they can be contacted by phone, Monday through Friday from 7AM to 4PM PST.
