Nexus funds term loans and equipment deals of $2,500 to $1,000,000 from 7.5% over terms up to 72 months, plus merchant advances to $500,000 on factor rates, with funding within 48 hours. Qualifying takes six months of operating history, monthly revenue of $10,000, a 550 credit score and an active business account, and applications come from every province and territory.
Good to know: Minimum credit score 500. Listed as one of four financing options with its own application route. No advance rate, amount range, fee schedule or recourse terms are published.
See if you qualify
Three questions checked against Nexus Finance's published criteria, per product. No application started.
Answer the questions to check Nexus Finance's published criteria
Educational check against published criteria. Not an approval or offer.
Eligibility and documents
Nexus states its whole gate in four lines: six months operating, the revenue line, a 550 score, and an active business account.
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Borrower reviews
3 reviews from borrowers who used Nexus Finance.
Each is submitted by a verified borrower and moderated for authenticity;
it renders as written, positive or not, and lenders cannot remove it.
★★★★★
Funding for my cafe
These guys helped me get approved for a 40K loan for my cafe. Appreciate the help, great experience.
Mani
★★★★★
Funded!!!
Discover Capital got me a great deal on a MCA. I was able to get extra inventory for my store.
Thomas
★★★★★
good service
good service got funds same day
jogpreet pundeep
Common questions about Nexus Finance
Who is Nexus Finance?
Nexus Finance is a Canadian business financing company that helps small and medium-sized businesses access fast and flexible funding solutions.
What does Nexus Finance do?
Nexus Finance connects businesses with financing options such as merchant cash advances, lines of credit, unsecured term loans, point of sale financing, and invoice factoring.
Who can apply for funding through Nexus Finance?
Any Canadian business that meets the minimum criteria of 6 months in operation, $10,000 in monthly revenue, and a 550+ credit score is eligible to apply.
How much can a business borrow?
Loan amounts range from $2,500 to $1,000,000 depending on the business profile and financing type.
What is the interest rate?
Interest rates start at 7.5%, with the final rate depending on the financial profile of the business.
How long are the repayment terms?
Terms range from 3 to 72 months, depending on the type of financing selected.
How quickly can funds be received?
Most applicants receive approval within 24 hours, with funds deposited directly the same day in many cases.
What repayment options are available?
Repayments are made through daily or weekly automatic withdrawals from the business's bank account.
Is Nexus Finance available across Canada?
Yes, Nexus Finance serves businesses in all provinces across Canada.
How much funding has Nexus Finance released?
Nexus Finance has released over $100 million in funding to Canadian businesses.
Nexus Finance · $2,500 - $1 million · 4 products · funding in 48 hoursApply Now
Nexus Finance Review 2026
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