Primed Loans Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov
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Three questions checked against Primed Loans's published criteria, per product. No application started.
Primed publishes two complete rulebooks: one for unsecured loans, and a stricter one for its Quebec banking loans.
The unsecured test is an either-or. Clear $350K in annual revenue, or show $30K and up in monthly deposits, and either arm alone satisfies it.
Banking loans ask for $1M in annual revenue against $350K, two years in business against one, a 680 score against 620, and no NSF transactions in 90 days where the unsecured tier tolerates a few in 30.
12 reviews from borrowers who used Primed Loans. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.
Their Whole Team Works Hard to obtain you a product that fits your needs, thank you!
Primed Loans has revolutionized how businesses secure funding. Working with them is a no-brainer for any entrepreneur.
One of the most trusted names in business financing right now is Primed Loans. They truly understand what entrepreneurs need.
Primed Loans made the process incredibly smooth from start to finish. I got my loan quickly and the support was excellent.
The customer service from Primed Loans was top-notch. They answered all my questions and made the application simple.
Really impressed with how easy it was to apply at Primed Loans. Funds came in faster than expected!
Great experience with Primed Loans. I'd recommend them to friends who need fast financing.
Primed Loans offered flexible terms that suited my situation perfectly. Great service!
Took a little while to get approved, but Primed Loans still delivered on their promise.
They helped me out when other lenders wouldn't. Primed Loans came through.
Showing 10 of 12 reviews.
Primed Loans is a trusted provider of personalized business and personal financing solutions, offering a variety of loan options to Canadian businesses and individuals.
Yes, Primed Loans is a reputable lender with a proven track record of helping businesses and individuals across Canada achieve their financial goals through transparent and secure financing.
Eligibility depends on the type of loan. For unsecured loans, businesses must have a minimum of $350K annual revenue, 30K+ monthly deposits, a credit score of 620+, and at least one year in business. For banking loans (QC), businesses require $1M+ annual revenue, two years in business, a 680+ credit score, and no recent NSF transactions.
Primed Loans offers a variety of financing options, including unsecured term loans, merchant cash advances, lines of credit, secured asset-based loans, and invoice factoring. Loan amounts range from $10,000 to $20MM, depending on the type of financing.
Interest rates vary based on the type of loan, creditworthiness, and other factors. Rates start at 7.99% for unsecured loans, with competitive terms that reflect current market conditions.
Loan proceeds can be used for a variety of purposes, such as business expansion, equipment purchases, managing cash flow, refinancing debt, or other operational needs.
For unsecured loans, you’ll need six months of bank statements, a completed application, and a signed mandate. For banking loans, required documents include two years of financial statements, projections (if needed), a signed mandate, three months of bank statements, and a business structure organigram.
Primed Loans stands out with a tailored, customer-centric approach, offering a high approval rate, competitive interest rates, and a streamlined application process. Their transparent, direct access to a wide network of capital resources empowers businesses to thrive.
Primed Loans offers a wide range of borrowing options to meet your needs. For unsecured loans, you can borrow between $10,000 and $500,000. For banking loans, the borrowing range is from $250,000 to $20MM, depending on your business's qualifications and financial requirements.
Applying is simple! Start by completing their online application or contact them directly to schedule a consultation. The team at Primed Loans will guide you through the process, assist with gathering the necessary documents, and ensure your application is submitted seamlessly.
