Progressa pays your creditors directly. Loans run $1,000 to $15,000 over six to sixty months at 19% to 35%. The application asks for six months with your current employer, a longer tenure test than most instalment lenders apply.
Four questions checked against Progressa's published criteria, per product. No application started.
Answer the questions to check Progressa's published criteria
Educational check against published criteria. Not an approval or offer.
Eligibility and documents
Six months with the same employer is Progressa's tenure test, and the file behind it runs to five documents, including two pieces of photo ID.
Who qualifies
Residency
Canadian citizen
Age
18 or older
Employment
At least six months with your current employer
Where it lends
All provinces and territories except Nova Scotia and Quebec
What you need to apply
Proof of income
Proof of Canadian residency
2 pieces of government issued photo ID
3 months of bank statements
A pre-authorized debit form or void cheque
Progressa's tenure test
Six months at the job
The employment test is six months with your current employer, not six months of income in general. Switching jobs restarts the clock even inside the same industry and at the same pay.
Two pieces of photo ID
The document list asks for two pieces of government issued photo ID, a passport or driver's licence among them. One piece, however valid, leaves the file short.
2 reviews from borrowers who used Progressa.
Each is submitted by a verified borrower and moderated for authenticity;
it renders as written, positive or not, and lenders cannot remove it.
★★★★★
Thank you
I had some financial situation and all the other banks rejected my application. I almost declared bankruptcy but then I found Progressa. Thank you for saving my behind!!!
Soheil
★★★★★
Thank you for taking a chance on me
Progressa helped me pay off my BMO MasterCard and rebuild my credit. No one else would help me but progressa tool a chance. Thank you for the opportunity, i wont let you down!
Dan
Common questions about Progressa
Does Progressa send the money to me or to my creditors?
Progressa is built around paying past due bills at source. The funding methods it lists are direct pay by bill payment, cheque and direct deposit.
How long do I need to have been with my employer?
Six months. Progressa lists employer tenure alongside net pay above $1,500 a month as an eligibility requirement.
Which provinces does Progressa lend in?
All of Canada except Quebec and Nova Scotia.
How much can I borrow from Progressa and over what term?
$1,000 to $15,000, over six to sixty months, at 19% to 35%.
What documents does Progressa ask for?
Proof of income, proof of Canadian residency, and two pieces of government issued photo identification such as a passport or driver's licence.
How fast does Progressa release funds?
Within 48 hours. Repayment is taken by automatic debit on your pay period.
Progressa · $1,000 - $15,000 · funding in 24 hoursApply Now
Progressa Review 2026
